Since September 1, when the Lemoine law came into effect, 80,000 borrowers have contacted Magnolia.fr to optimize the insurance for their home loan. At this broker, the increase is 300%!
This is confirmed: a jump lock! Three months after the entry into force of the last part of the Lemoine law, the figures confirm that borrowers are massively seizing the possibility of optimizing their mortgage loan insurance, free of charge and at any time.
In a press release, the specialist broker Magnolia.fr announces that it has studied 80000 change requests since September 1st. which represents a 300% increase compared to the numbers it was recording previously. Now, these changes during repayment represent 80% of its loan insurance business, compared to 20% for new loans.
Magnolia is not the only broker registering a takeoff of requests change of borrower insurance. The phenomenon was observed even before the entry into force of the last part of the Lemoine law by Meilleurtaux, which recorded a 25% increase in requests in the summer, a trend that has intensified since. Scurimut, for its part, indicated at the beginning of September a 30 to 40% increase in inquiries by telephone.
Real estate loan: the insurance change boom
The battle for notoriety has been won
Another teaching with a quarter of hindsight: the Lemoine Law has won the battle for notoriety. Formerly relatively unknown, the possibility of changing loan insurance has now reached the ears of a large public, who see it as an opportunity to save money in a budgetary context strained by inflation. In less than 3 months, this measure will have succeeded touch the heart of the majority of the French population: homeowners, 25 to 50 years old, executives, non-executives, civil servants…, explains Astrid Cousin, spokesperson for Magnolia. Everyone feels concerned, but above all takes action in a very short time, proof of great enthusiasm.
Nobanques: the cheapest offers to control your budget
It must be said that the possible savings are substantial. Based on requests from the last 3 months, Magnolia values them, on average, nearly 18,000 euros for a standard profile: that of a 43-year-old executive couple, with a remaining repayment period of 18 years and 216,667 euros of capital remaining d.
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