Until Monday January 8, 2024, N26 allows its new customers to receive a bonus of 30 euros for any account subscription. The good news is that the offer concerns both individuals and professionals.
If N26 currently claims more than 2 million users in France, it intends to attract new ones. For this, the nobank has launched a seduction operation aimed at future customers, from December 14, 2023 to January 8, 2024. For any first subscription to a bank account, regardless of the account formula chosen, the German mobile bank offers a welcome bonus of 30 euros. Moreover, this offer concerns both individuals and professionals.
To benefit from the bonus, simply enter the code BIENVENUE30 during the subscription process, to fund the account with a first deposit by transfer and to carry out a transaction of at least 30 euros (payment or withdrawal). Nothing more. If you meet the conditions above, you will receive the bonus directly on your bank accountin a 7 day deadline following the first operation. As a reminder, the offer is reserved for adults and capable individuals residing in France, only for a first account opening. She is not valid only once per customer (pro or individual).
Open an N26 account
An offer dedicated to individuals…
The nobanque offers no less than 4 mobile account plans its customers, whose monthly contribution ranges from 0 16.90 euros. Individuals have the choice between: N26 Standard (free), N26 Smart (4.90 euros per month), N26 You (9.90 euros per month) and N26 Metal (16.90 euros per month). Each of the plans includes a virtual or physical Mastercard, depending on the plan chosen. These are also compatible with contactless payments and mobile payments (Apple Pay, Google Pay). Regarding payments, they are free worldwide.
In addition, all N26 accounts support direct debits and allow immediate and instant transfers. Through a partnership with TransferWise, customers can make low-cost foreign currency transfers. Although the nobank does not authorize overdrafts or deposits of checks and cash, it nevertheless offers credit. If necessary and on file, N26 grants loans to its customers, up to 50,000 euros via a partnership with Younited Credit. Finally, the customer service is available 7 days a week from 7 a.m. to 11 p.m., via livechat.
Online banking: comparison of the best offers
… Declines for professionals
We take the same ones and start again. N26 professional customers have access to the same number of offers as individuals and at the same prices. Self-employed people therefore have the choice between: N26 Business, N26 Business Smart, N26 Business You, N26 Business Metal. The 4 offers all give access to a bank account with card, which can be controlled entirely on mobile. The Mastercard card (virtual or physical) is compatible with mobile and contactless payment. It allows fee-free payments in France and abroad. The major difference for professionals is that the nobank offers 0.10% minimum cashback every card purchase.
The plans integrate features allowing professionals to better manage their daily budget. They can thus receive notifications in real time, automatically categorize their expenses, or even access transaction history. Also, the customer can create subaccounts, to allocate, for example, certain amounts to a specific project. Finally, depending on the offer you subscribe to, certain insurance is included such as travel insurance, smartphone theft or loss coverage, or even purchase protection.
Comparison of the best offers for professionals