The incentive and participation bonuses, mostly paid in the spring, should have some good surprises in store for you in 2024! The first trends from employee savings plan managers reveal increasing amounts, and probably a clear increase in beneficiary employees.
Do you work in a company large enough to be subject to profit sharing? Or in a company that has put in place an incentive agreement? Spring 2024 is likely to be synonymous with pleasant surprises.
Of course everything depends on the financial health of your company, and therefore on its results in 2023, but the signals are rather green, as MoneyVox confides Franois Dillemann, Savings sales director at Malakoff Humanis Epsens, an entity appearing among the main tenors of employee savings accounts: Yes, the year is good at this stage of the treatments at our place. We see amounts increasing by 4.8%. The companies had comfortable results.
We see amounts increasing by 4.8%
Be careful, as Franois Dillemann easily recognizes, these are only first trends. Others, the largest account holders, Amundi and Natixis Interpargne, were surveyed by MoneyVox on the same subject at the end of March. Their response: It is still too early to give precise trends on the amounts paid by companies, because the participation and incentive payment campaign has just started, answers Amundi. The only trend we see is that the share of employees who save is approximately the same as in previous years (between 65 and 70%). Same return, too soon, for Natixis Interpargne, just like at Esalia (Socit Generale group).
We also see an increase of 25% in beneficiaries
He doesn’t stop. Even if it is too early, Franois Dillemann, from Malakoff Humanis Epsens, emphasizes that, generally, the trend at the end of March is confirmed in June.
He points to other notable developments: We see all these companies coming back even though they could not pay anything the previous year. 2023 was a slight dip, without it being obvious. Because it is the very big ones who pull the devices.
Franois Dillemann affirms that Epsens is also already seeing, in 2024, an increase of 25% in beneficiaries: This figure must, however, be handled with caution because it remains temporary. But there is a chance that this reflects an economic effect: when a company’s results improve, it hires.
Interest, participation… What is the average annual bonus?
- Average participation bonus, per beneficiary: 1745
- Average incentive bonus: 1962
- Average company contribution to a PEE: 843
- Average employer contribution to a PER: 1063
- Average amount of all schemes per beneficiary, per year: 2871
Source: Dares, 2022 data, released in November 2023.