Did you know? Being a reader of MoneyVox can bring you big profits. Currently and until December 31, 2024, receive up to 1000 euros bonus for any first opening of a Goodvest PER.
Are you slowly but surely approaching retirement and you are probably wondering how to anticipate the end of your working life? When some turn to life insurance, others turn more towards the retirement savings plan (PER). If you are considering this second option, the exclusive offer offered by Goodvest to MoneyVox readers may interest you. By opening a Goodvest PER for the very first time, the fintech offers up to 1000 euros in management fees.
To benefit from it, you just need to be of legal age, a tax resident in France, and to inform the code MONEYVOX when subscribing by clicking on the link below. To open an account on the site, Goodvest simply requires you to provide identification, proof of address and a RIB. note that this promotional offer is only valid until December 31, 2024.
OPEN A GOODVEST PER
Comparison of the best PER
The Goodvest PER in brief
The Goodvest PER is an Individual PER, grable 100% online. For this contract, only retirement horizon pilot management is offered. This management method means that the saver mandates Goodvest so that the fintech takes care of the management of his contract and itself carries out the arbitrage between the funds. It has the advantage of reducing risk as the policyholder’s retirement age approaches.
On its site, Goodvest announces that it offers investment solutions committed to the environment. Concretely, the subscriber has the choice between seven themes investment to direct his savings towards a cause that is close to his heart (ecological transition, forests, health, etc.). The amounts placed with Goodvest are not used to finance the fossil fuel sector. Fintech also allows its clients to check the carbon footprint of their investments and their impact on the environment.
The Goodvest PER has some of the lowest fees on the market. The fintech does not charge any fees when opening the contract, nor during payments or arbitrations, or during early withdrawals. Overall, Goodvest says do not exceed 1.70% fees, all inclusive. This amount includes 1.3% fixed fees, corresponding to 0.40% insurance fees and 0.90% Goodvest management fees. Added to this are indirect costs ranging from 0.20% to 0.40%, for costs related to unit-of-account supports.
With this contract accessible in 300 euros initial payment (500 euros from February), the saver has access 14 supports in units of account, including 7 Sicavs and 7 ETFs (shares and bonds). He can then fund his PER completely freely with one-off transfers of at least 300 euros, or scheduled transfers of at least 50 euros per month.
The PER Goodvest contract