The results of the 2023 baccalaureate are tomorrow Tuesday, July 4, 2023. Like every year, a handful of banks reward new graduates. Here are the main offers gleaned by the editorial staff.
It’s a day we don’t forget. Tomorrow, Tuesday July 4 from 8 a.m., the 710,000 candidates registered for the 2023 baccalaureate exams will know their results, published academy after academy.
For many, the bac also marks the beginning of emancipation, particularly from a financial point of view, with the opening of the first real bank account, over which the parents no longer have power of attorney. Some banks have understood this and offer special offers to new high school leavers every year. 2023 is no exception, even if their generosity generally appears to be on the decline
We went around the offers posted online by the various national brands to July 2. They are few in number, but financially interesting, especially if you have won a mention.
The CIC remains at the forefront
It is the bank of no-bachelors! Year after year, the CIC renews its welcome offer intended for high school students who have obtained their diploma. The amount of the bonus depends on the grades obtained: 160 euros with very good mentions (16/20 and more than average). In the event of mention fairly well (between 12 and 14 out of 20) or (between 14 and 16 out of 20), the reward drops respectively to 40 and 80 euros.
To prove their good faith, 2023 baccalaureate holders must present their transcripts. The money is then verses on a CIC savings account. If you don’t have one, you’ll have to open it for the occasion. It’s free. The CIC also offers, for one year, the cost of the Personal Parcours J or J+ account, equipped with a bank card and usually billed at 2 or 3 euros per month, depending on the formula chosen. No need to rush. You have until September 30 to contact the bank.
Promo packs at BNP Paribas
Baccalaureate holders are not completely forgotten at BNP Paribas. Provided they are customers of the bank and are among the first 10,000 participants, they can benefit from one of the two packs designed for them.
THE celebration pack, includes vouchers (UberEats, Cheerz), access to the BNP Paribas by Deezer playlist made up of 50 titles as well as a digital entertainment to choose from among many proposals (karaok, online escape game, etc.). The second, the leisure package, includes one activity of your choice per week anywhere in France for 8 weeks from among more than 1,000 activities, such as theme parks, water parks, cultural activities or sports activities. Note that these packs are also open to college students who have just obtained their patent.
In addition, BNP Paribas offers, until October 31, 2023, a bonus of 80 euros And 3 years free on credit card adult students under 30 opening an account with a Free Spirit package for the first time. A package usually bills between 2.76 and 6.97 euros per month, depending on age and the card chosen.
Bonuses, even without a baccalaureate, in online banks
Fortuneo, Monabanq or even Boursorama do not offer a specific offer for graduates. But these online banks regularly post opening bonuses, sometimes valid on their formulas accessible without income conditions. Offers that therefore adapt to the wallets of young graduates!
Online banking: comparison of offers
Local offers in regional banks
Some regional mutual banks can sometimes offer one-off offers aimed at baccalauréat holders. A word of advice, therefore, if you are a customer of Crdit Agricole, Crdit Mutuel, Caisse d’Epargne or Banque Populaire: do not hesitate to contact your adviser directly, or go to a branch, to find out if your brand new diploma can earn you a reward!