The more you delay the date of your retirement, the higher the amount. On the basis of this observation, one can postpone the date of his retirement to infinity if the objective sought is to maximize the amount of his retirement … But even if this is not the objective pursued, it may nevertheless be wise to postpone the date of his departure by a few months. "Which doesn't necessarily mean you have to keep working until the end. It is possible to stop well before the date of liquidation of your retirement by using your annual leave as well as the days registered in a time savings account "suggests Dominique Prévert of the specialized firm Optimaretraite.
Work an extra month to earn a quarter
In the last year, your insurance duration is counted in whole calendar quarters. If you liquidate your retirement on July 1, you cannot validate more than two quarters even if you have contributed beyond the minimum required to validate two quarters (150 times the hourly Smic for a quarter). For example, if you were born on May 28 and ask to leave on June 1, you will only validate one quarter. By leaving on July 1st you will validate two. “Working one more month has allowed you to earn one more quarter” explains Dominique Prévert. Which can allow you to reduce your discount, or even … Read more on Capital.fr, our partner, law, health, money.
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