Simple summer job or real career start? The announcement by Prime Minister Elisabeth Borne of a possible departure at age 63 for those who worked between the ages of 20 and 21, in the JDD on Sunday February 5, blurs the cards for long careers. Are you concerned by this potential early departure at age 63 (if the reform is adopted)?
At this rate, the film Mammut by Gustave Kervern and Benot Delpine, with a Grard Depardieu going in search of his stationery, lost or incorrectly declared pay slips, in order to validate his quarters, will quickly find a second youth. Because the announcement made by the Prime Minister will encourage all those who worked regularly before their 21 years to make a precise count of their quarters with contributions. But, if the reform is adopted with this new adaptation, who would be affected by this early departure at age 63, ie one year before the legal age provided for in this reform?
What Elisabeth Borne announced
We are going to move by extending this device of long careers those who have started working between the ages of 20 and 21. They will thus be able leave 63 years oldin accordance with the rules provided for by the system, declared the Prime Minister on Sunday February 5 in the JDD. Elisabeth Borne thus explains hearing the request of the group Les Rpublicains (LR), a group whose support appears strategic for the presidential majority in order to get the pension reform voted on. A measure targeting French people who started working before the age of 21 was actually requested by the LR group.
Who is really concerned by this departure at 63?
Working before the age of 21: is the Prime Minister referring to a simple summer job or a career having really and fully started during the year of 20 to 21 years? Clearly, the second option was chosen.
The president of the Renaissance group (present majority) in the National Assembly, Aurore Berg, thus clarified the announcement of the Prime Minister this Monday, February 6 on Franceinfo: these are those who can justify 4 5 quarters [cotiss] from 21 years old. Or, in other words, have started working 20 years without stopping.
The Prime Minister has moreover clearly added, in accordance with the rules provided for by the long career scheme, in her interview with the JDD. To date, for long careers started before the age of 20, you must have validated 4 or 5 terms before the end of the calendar year of your 16 or 20 years to benefit from it and thus advance the legal age of retirement.
| departure 60 years | departure 58 years old | |
|---|---|---|
| If you are n… | You must have validated, before the end of the year of your 20 years… | You must have validated, before the end of the year of your 16 years old… |
| From January to September | 5 quarters | 5 quarters |
| From October to December | 4 quarters | 4 quarters |
Pension reform: I have a long career, should I work longer?
On the basis of government declarations, it will therefore be necessary have validated 4 or 5 terms before the end of the calendar year of your 21 years to have the right to leave from the age of 63, against 64 if the reform is adopted as it stands. With one nuance of course: it will also be necessary to validate the 172 quarters required (43 years old) to anticipate retirement.
| If you have contributed 4 or 5 quarters* Before… | Eventually, WITHOUT the reform | Eventually, WITH the reform |
|---|---|---|
| 21 years old | 43 years old i.e. 172 quarters Departure possible from 62 Tons | 43 years old i.e. 172 quarters Departure possible from 63 Tons |
* 4 quarters of contributions before the end of the year in which you turn 20, if you were born between October and December, 5 quarters otherwise.
The comparison applies to generations born from 1965. For others, the transition would be gradual.
In short: this relaxation of the government on long careers starting before the age of 21 concerns those who started working in their 20s or slightly earlier, and who have not had a career hampered by any cuts (maternity included, within the limit of 4 terms per child, same for military service or unemployment benefits). Elisabeth Borne says all the same that this relaxation would affect up to 30,000 people a year, at a cost of between 600 million and 1 billion euros.
What is the difference with the measure demanded by Aurlien Pradi?
Vice-President LR Aurlien Pradi immediately dissociated himself from this political gesture by the government aimed at his political family.
Aurlien Pradi effectively brings an amendment filed on behalf of the LR group going a little further than the measure proposed by Elisabeth Borne: a possible departure as soon as the 172 quarters required (therefore 43 years of contributions) are reached for policyholders who can attest to having started contribute before the age of 21.
Clearly, with this amendment carried by Aurlien Pradi and initially signed by the entire LR group (1), a summer job that allowed you to earn enough money (the equivalent of 150 hours at minimum wage over a quarter) to validate a quarter allowed you to engage this device. Provided all the same to then validate the 172 quarters to possibly leave before the legal age. A measure, however, deemed too expensive by the Prime Minister, still in the JDD: [son amendement] rating 10 billion euros!
CASE. News, concrete questions and analyzes on the pension reform
(1) Monday February 6, at the end of the day, the amendment in question was no longer co-signed by the LR group.