Unsurprisingly, car insurance, compulsory, is particularly high for young drivers with an average amount of 78 euros per month according to the broker Meilleurtaux Assurances. The monthly budget devoted to insurance by students thus reaches 109 euros.
Auto, home or health, all insurance contracts will increase in 2023. The expected increase is between 3% and 5%, according to the broker Meilleurtaux Assurances, which corroborates the figures previously published by other players in the sector. . In a period of generalized inflation, these tariffs burden the already fragile budget of the French a little more.
Based on three standard profiles*, households spend an average of 110 euros per month to ensure, explains Meilleurtaux Assurances. An amount that represents between 5 and 11% of their monthly budget. Students are particularly affected: in 2022, they paid 109 euros per month on average in insurance.
The latest figures from our study bear witness to the high cost of living for a student today. Insurance would be the third item of expenditure, equal with energy for a student, after rent (390 euros on average) and food (170 euros on average), analyzes Samuel Bansard, spokesperson for Meilleurtaux Assurances.
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78euros per month to insure your car
Unsurprisingly, compulsory car insurance is particularly expensive for young drivers with an average amount of 78 euros per month. In effect, they are more likely to be involved in an accident. Over the past three years, 25% of 18-25 year olds reported at least one claim. The students then pay 25.48 euros for mutual insurance per month and 4.99 euros for home insurance.
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Behind these averages are also hidden geographical disparities. For the same income, students residing in Corsica, Provence-Alpes Cte d’Azur (PACA) or Ile-de-France can pay up to 145 euros per month when in Brittany or Pays de la Loire this item of expenditure is below the 100 euro mark.
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*Students aged 18 to 22. Health insured with an intermediate level of guarantees. Vehicles with a Third Party formula. Tenant of an apartment of 15 40m.
*Workers between 25 and 35 years old. Health insured with an intermediate level of guarantees. Vehicles with an All Risks formula. Tenants of an apartment of 40 70m.
*Salaries and/or withdrawals of 55 65 years. Health insured with an intermediate level of guarantees.