The Minister of the Economy Bruno Le Maire opened the door on Tuesday to a postponement of the timetable for the ban on the rental of housing considered to be thermal sieves from 2025, arguing that inflation has changed the situation.
I consider that everything that was decided before the rise in interest rates (editor’s note) deserves to be looked at again in the light of this crisis. What was possible when money was available becomes impossible with rates this high. You have to be very pragmatic and see if we can shift the calendarsdeclared the minister to Le Parisien.
The Climate and Resilience law, promulgated on August 24, 2021, provides the ban on the rental of class G housing from January 1, 2025 and in 2028 those classified F by the new energy performance diagnosis (DPE). The latter is no longer based on energy bills, but on the characteristics of the building (quality of insulation, type of windows, heating system, etc.).
When we increase by 1.6 billion euros the credits dedicated to the renovation of housing in the 2024 budget, it is to support these owners. Then I wonder: can’t this so-called DPE classification be improved?, underlines Bruno Le Maire.
A zero-rate loan again modified?
With my colleague from the Ecological Transition Christophe Bchu, we are ready to open this debate, assures the Minister of Finance. Personally, Bruno Le Maire says he is very favorable to a revision of the calendarparticularly for condominiums.
Also referring to the zero-rate loan (PTZ), the minister proposed revising the scale to allow more young households to access it. The zero-rate loan is important for first-time buyers with modest incomes. We decided to tighten it for budgetary reasons: I propose that we revise the PTZ scale so that there are more young households who can have access to it and that we review the criteria to create more flexibility, declared Bruno Le Maire.
Real estate credit: why you need to hurry to obtain a zero-rate loan (PTZ)
He also said he was in favor of the creation of a subsidized rate loan to help households, by offering credit financing conditions more attractive than those on the market. When rates are 4%, Should we not consider a more accessible rate for households?, launched Mr. Le Maire. Such a loan could be reserved for first-time buyers or not, I am open to discussion, he said.
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