Basic and supplementary pensions and social minimums for withdrawals keep pace with inflation. But not all diets progress at the same pace, nor according to the same timetable. The point, to find your way there.
Prices increase. Constantly and strongly for 2 years. Pensions are also skyrocketing. Last year, the small increase of 0.8% in basic pensions on January 1 followed that of 4% in the summer of 2022. And Agirc-Arrco increased by 5.12%. And this year? Each regime has its own rhythm, and the increases do not only concern former private sector employees. Overview.
Basic pensions: +5.3% for Retirement Insurance, SRE, etc.
Cnav, for former private sector employees and self-employed people; MSA, for the agricultural sector; SRE, for former state civil servants; CNAVPL, for former civil servants of the territorial and hospital public service, but also the special regimes of the SNCF (CPRPSNCF), the RATP (CRPRATP), the gas and electricity industries (CNIEG), notaries (CRPCEN ) or the Paris Opera (CROPERA): all these schemes managing basic retirement pensions are affected by the regulatory increase in 5.3% since January 1, 2024.
A significant increase, due to inflation, and a calculation formula causing a certain delay in taking into account the increase in prices. A subtlety however, according to the payment schedule, the increase was only seen on the pension paid at the beginning of February for the month of January.
Carsat, Cnav, SRE, CNRACL… It’s official, your basic pension increases by 5.3% on January 1, 2024
Aspa: +5.3% also in January
The minimum old age, or more precisely solidarity allowance for the elderly (Aspa), is increased at the rate of inflation, just like survivor’s pensions or widowhood allowance. The Aspa passes like this 1012 euros per month for a single person and 1571 euros for a married couple.
Supplementary pensions: it depends
Agirc-Arrco. +4.9%, yes, but the increase is already effective for the 13 million private withdrawals concerned. The annual revaluation applies on November 1st each year. It will therefore be necessary to wait for November 1, 2024 for the next increase, which will follow the curve of wages and inflation.
Ircantec. +5.3%, as of January 1, 2024: the supplement for former civil service contract workers follows (like the RAFP) changes in basic pensions.
RCI. The value of the supplementary scheme for self-employed workers (RCI) point is also increasing January 1, 2024, 1.327 euros per RCI point contributions, compared to 1.28 euros in 2023, which results in an increase of less than 4%. The annual revaluation cannot exceed that of the general scheme but it is fixed according to an autonomous process, which is why it does not stick to the 5.3% of basic pensions.
Cipav. 4.3%, as of January 1, 2024: the main supplementary benefit for former liberal professionals increases by 4.3% when the basic pension of the same insured persons increases by 5.3%. Finally, benefits from the disability-death plan will increase by 4%, announced Cipav in a press release released on December 20.
Cavec. +6.14% for the update of the Old Age Insurance Fund for accountants and auditors as of January 1, 2024, postage 1.3450 euros.
RAFP. +6.8% as of January 1st retroactively. At its meeting on February 8, the ERAFP board of directors increased the pension of beneficiaries of the Civil Service Supplementary Retirement Scheme (RAFP) by 6.8%. This increase being announced late, the monthly payments for March and April will make it possible to compensate for the absence of revaluation on the monthly payments for January and February.