End of the declaration of income, new declaration obligation to the tax authorities, disappearance of the gas regulation tariff or even termination in 3 clicks of insurance contracts… Here is the list of everything that changes for your budget from June 1st.
Many changes are expected for the retail portfolio as of June 1st. MoneyVox takes stock.
Cancellation of subscriptions in 3 clicks
From June 1, consumers will be able to cancel their subscriptions (electricity, gas, internet telephony, etc.) or the insurance or mutual insurance policies they take out online more easily, in particular through a cancel button which must be set up on the professionals’ website. This one-click unsubscription applies to all subscriptions, whether taken out online or not.
A decree was published in mid-March in Official newspaper specifically for the termination of insurance contracts. Here is what is planned.
Insurance, bank, brokers… Information strengthens against scams
As of June 1, 2023, banking, insurance and finance professionals registered in the official Orias register are obliged to provide a method of contact in order to complete the information intended for the public, who can freely access this register. Intermediaries must now provide an email address, a telephone number and the address of their website, if they have one.
Bank, insurance: new information to consult to avoid scams
The new declaration of real estate
All owners of real estate are subject to a new reporting obligation. From the June 30ththey must indicate the occupation of their accommodation on the space Manage my properties from the website impots.gouv.fr.
This approach should allow the tax authorities to identify taxpayers who still have to pay the housing tax, which is still relevant for secondary residences. In the event of non-declaration, error, omission or incomplete declaration, a fine of a fixed amount of 150 euros per room may be applied. The Directorate General of Public Finances (DGFiP) has however indicated that the first fines will be distributed only at the beginning of 2024.
Recently, Jrme Fournel, the head of the DGFiP, reminded those concerned that they should think carefully, fulfill this new reporting obligation before June 30, even if it contains errors, then rectify it afterwards.
Real estate taxes: the subtleties of this new tax obligation for owners
Property tax: payment in 10 installments instead of one?
The 2023 property tax note looks dirty. There is still time to anticipate to avoid a one-time payment. The monthly payment makes it possible to spread the payment over 10 months, from January to October, with a possible supplement in November. It is already too late to spread out over 10 months. On the other hand, by joining the monthly payment before the end of June, you opt for a payment in 4 to 5 months, from July October or November 2023, then for the monthly payment over the year – from January October – in 2024. Deadline for the monthly payment property tax in 2023: end of June.
Property tax: how to avoid a one-time payment
Disappearance of the regulated gas tariff
The regulated gas tariff will completely disappear at the end of the month, the June 30th Exactly. A decision which follows a judgment of the Council of State rendered in 2017 considering that this regulated price was an obstacle to the realization of a competitive market, and therefore contrary to European law.
If they do nothing, they automatically switch to an offer that will continue to protect them
Of the 11 million gas subscribers, 2.3 million have a contract at the regulated tariff with Engie and three million are also on an indexed offer, that is to say similar to the regulated tariff. Consumers have the choice, they have the time, they don’t have a knife to their throats. If they do nothing, they automatically switch to an offer that will continue to protect them, explained Emmanuelle Wargon, the president of the Energy Regulation Commission, recently.
The regulated gas tariff disappears, which you must anticipate by June 30
For its customers, Engie has unveiled a Passerelle offer which will take over from the tariff set from 1 July. It will be cancellable free of charge at any time by customers who so wish.
The Energy Regulation Commission has just unveiled its new official reference price, which is supposed to make it easy to compare its bill with new commercial offers.
Gas prices: this bad news that hides the new tariff for your bill
Incentive and participation bonuses: deadline
In the law, the deadline for payment of profit-sharing or profit-sharing bonuses is the first day of the 6th month following the financial year for which the rights arise. So June 1 when the company’s accounting year spans a calendar year (January December). If you receive a bonus, your employer had to provide you with an option form before mid-May.
You are going to receive your employee savings bonus… should you take the cash or invest?
Scholarships and student accommodation: June 1st will be too late
Applying for a scholarship for the 2023-2024 academic year? Or student housing? All complete files must be submitted before the end of the campaign, May 31, 2023 via My Student Services.
Rent cap renewed?
Good news coming for tenants? In force since July 1, the cap on rent increases 3.5% maximumcould be extended beyond June 30.
Aurore Berg, president of the Renaissance group in the National Assembly, said Wednesday that she was in favor of extending this rent shield. We want it to be your vote next week [lundi 29 mai, NDLR]to guarantee that this device can be renewed at the end of June, she indicated on LCI.
The MEP has also tabled a bill aimed at maintaining the cap on the increase in the rent reference index (IRL) at a maximum of 3.5%, until the end of the first quarter of 2024.
Housing: how much can my landlord increase the rent?
Impending deadline for your tax return
To complete your 2023 tax return on 2022 income, you must not delay! If the deadline has passed for the paper declaration, the inhabitants of departments 1 to 19 have until Thursday evening to make their declaration online.
For those residing in departments 20 to 54, the deadline is 1 June. For the others, it will be necessary to carry out the traditional spring chore by Thursday June 8 midnight. Afterwards, it will be too late, and you risk late payment compensation.
| Departments | Deadline |
|---|---|
| 1 19 and non-resident households | THURSDAY May 2511:59 p.m. |
| 20 54 | THURSDAY June 1st11:59 p.m. |
| 55 and beyond | THURSDAY June 811:59 p.m. |
Source: DGFiP
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