Reminder for latecomers. For any first subscription to the Linxea Spirit PER or Linxea Suravenir PER contract, the eponymous online broker offers, subject to conditions, a welcome bonus of 150 euros. Don’t delay, the offer expires on November 30.
Linxea is an online, independent insurance broker and specialist in low-cost life insurance. If it has attracted nearly 90,000 customers, it is in particular thanks to its retirement savings plans, which include Linxea Spirit PER and Linxea Suravenir PER. The good news is that Linxea is currently rewarding new members of these two contracts, with a bonus of 150 euros. Please note, the offer is only valid until November 30, 2023.
The Linxea Spirit PER contract
To obtain the welcome bonus of 150 euros granted to new customers for any first Linxea Spirit PER membership, it is necessary to make a first payment on the contract of at least 5000 eurosinvest 30% minimum on units of account (UC). The subscription must be made by an adult, directly on the Linxea website, indicating the code SPIRITPER1023.
OPEN A LINXEA SPIRIT PER
In short, the Linxea Spirit retirement savings plan is an individual PER, easily accessible, since 500 euros (or 50 euros in the case of transfer or setting up scheduled payments under self-management) is enough to open it. You also need to pay an additional 10 euros for membership in the Association Retraite Falguire. The subscriber can make free payments from 100 euros (500 euros in pilot management). Scheduled payments are also possible, starting from 100 euros. The broker offers free or pilot management for his contract. Linxea does not impose fees at the time of payments, or when carrying out online arbitrations.
On the investment side, it allows you to place your savings on a euro fundNew Generation PER (2.30% return in 2022), with annual management fees of 2%, and on a euro-growth fund, Long-Term Allocation Growth Support. More than 700 supports in units of account are also accessible, with an annual management fee of 0.5%.
The Linxea Spirit PER
The PER Suravenir contract
Linxea also allows its new customers joining the PER Suravenir to receive a bonus of 150 euros. To obtain the bonus, it is necessary this time to make a first payment of 3500 euros minimuminvested at least 30% on units of account. The subscription must be made online, with the code SURAVENIRPER1023.
OPEN A LINXEA SURAVENIR PER CONTRACT
This second PER carried by Linxea is accessible this time from 1000 euros, but is among the individual contracts offering some of the lowest fees on the market. In fact, Linxea does not charge any fees for opening, nor for payments or arbitrations made. Free payments are possible from 1000 euros, just like scheduled payments, from 100 euros. Three management methods are proposed at the time of subscription: retirement horizon pilot management, free management and management under mandate.
The PER holder has access to the euro funds Suravenir Rendement, which yielded 2.10% in 2022, and which involves 0.80% management fees. The contract also allows access to more than 380 supports in units of accountincluding real estate funds (including 314 UCITS, 26 OPCI/SCPI/SC/SCI) and around fifty trackers, with annual management fees estimated at 0.60%.
Linxea Suravenir PER