Livret A, retirement, real estate loan…. 5 questions asked by our readers in 2023

Increase in retirement pensions, maintenance of the 3% savings account, EDF regulated tariff… The year 2023 was full of news, but was also the source of many questions from MoneyVox readers. Here are 5 questions, (re)discover.

Livret A: a 3% rate which raises questions

Since the start of 2017, the yield on Livret A has almost systematically been lower than inflation, apart from a one-year hiatus, between April 2020 and April 2021. And the year 2023 was no exception. While the Livret A rate should, according to the formula, have exceeded 4%, the government decided to maintain it at 3%. An incomprehensible injustice for many readers.

This is very unfair! Why doesn’t the Livret A increase at the rate of inflation?

Interests: what happens if it closes during the year

Many French people choose to invest their money in a savings account which earns interest. If the latter can be closed at any time, what are the consequences on the payment of interest if the savings account is closed during the year?

If I close a savings account during the year, what happens to the interest?

End of regulated tariffs: concerns about electricity

At the end of June 2023, several million households were enduring the end of Engie’s regulated gas tariff. This news inevitably brought its share of questions, in particular whether electricity prices would suffer the same fate. After gas prices this summer, will regulated electricity prices also disappear?, Mile asked.

Will EDF’s regulated electricity tariff also disappear?

Minimum pension: rights that are sometimes difficult to understand

The promise of a minimum pension of 1200 euros may have limited a set of conditions, but it has instilled doubt in the minds of many withdrawals or future withdrawals. If the Cnav affirmed that all the beneficiaries of this exceptional increase in the minimum pension had been warned, multiple questions received by the editorial staff on its amount or on the eligibility for this minimum.

New minimum pension: How do I know how much I am entitled to?

Romain DESIGNOLLE

Romain DESIGNOLLE

Romain Designolle graduated from the CFPJ in 2017. After experiences in the field of Sports and local news for regional dailies… Read more

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MoneyVox / RD / December 2023


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