Inflation is having a serious impact on household budgets with an increase in the amount of overdrafts according to an exclusive survey carried out for MoneyVox. An increase in prices which also leads to higher costs for automobile leasing. Find the 3 news of the day for your money.
Bank overdrafts on the rise
While recent calls for donations from Restos du Cœur seem to show a deterioration in the financial situation of certain French people, MoneyVox is today publishing its exclusive survey, carried out with YouGov on household budgets. And the results of this survey confirm the impact of rising prices on individual finances.
In fact, more than one in 3 people surveyed say they have been discovered or have been discovered in the last year. And 77% of respondents even think they have been more discovered in the last 12 months than in the previous period.
Is there a typical profile of people discovered? In fact, the phenomenon affects all socio-professional categories, including CSP+. Although of course, the level of income is an aggravating factor. Another observation: being parents can have an impact on being discovered. All the results of this survey read here.
Until the end of the week, MoneyVox will publish a series of articles on the cost and possible alternatives to overdraft which is increasingly used by the French to make ends meet. And if you have any questions about overdraft, you can ask them via this article and the editorial staff will answer you.
Rising overdraft, unpaid bills, over-indebtedness… Inflation is hurting household budgets
The automobile LOA is hit by inflation
To finance a car, more and more consumers are opting for leasing. 85% of vehicle purchases are subject to rental with purchase option (LOA) or long-term rental (LLD).
This system is financially more accessible than buying a car in cash or with a traditional car loan. Even if, in the end, the total cost is often higher… Bad news, the cost of leasing is rising sharply with inflation and the rise in rates. Here is concretely what you have to pay extra.
The new amounts for the minimum pension
The promise of a minimum pension of 1,200 euros per month has caused a lot of ink to flow in recent months. A circular from Retirement Insurance (Cnav) has just been published and it formalizes the new amounts of the minimum contributory amount (MiCo) and the MiCo major, this system which makes it possible to improve the level of small pensions. Discover the minimum pension for new retirements made from September 1st.