There are days when it is better to stay in bed, and many unhappy customers of the Dutch bank ING
are going to be of this opinion.
With the prospect of abandoning its online banking activity in France, ING is cleaning up some of its less profitable accounts.
“ The revocation is done according to the fact of the prince », According to France Conso Banque
This is a very bad surprise for around 300,000 customers of the ING online bank, according to the France Conso Banque association. In anticipation of the sale of the ING portfolio to Société Générale (for its online bank Boursorama) or to Crédit Mutuel Arkéa (holder of Fortuneo), the accounts of these clients were quite simply closed. The reason: they are not “interesting” enough for the future buyer.
Thus, after having been the market pioneer and active for 21 years, this branch of ING is closing its counter. What is the target of these fences? According to Michel Guillaud, President of France Conso Banque quoted by Franceinfo, ” 30 to 40% of inactive small accounts that the future buyer does not want Would thus be concerned. And, still according to Mr. Guillaud, legal action is being taken against ING, because “ we want to get rid of them because these people are not profitable and we consider that they constitute a burden “.
However, as the Service-Public.fr website explains, “ a bank can close an active bank account at any time with a notice period. […] If your account is inactive, the bank keeps it for a defined period, before closing it and transferring the sums to the Caisse des Dépôts et Consignations (CDC) “. ING appearing to be within its rights, the outcome of the action appears uncertain.
As a young person or a student, it is not always easy to find a bank with moderate fees and sufficiently flexible access conditions. The solution is then to direct you to an online bank with an attractive offer adapted to your requirements and your situation.
Read more
Sources: Franceinfo
, Service-Public.fr
15