Forgotten by the September pension reform, civil servants will benefit from the new conditions for buying back quarters. As for the PER, in addition to preparing for the end of your career, it also allows you to lower your income tax level… Discover the 3 money news of the day.
Quarter buyout: civil servants will benefit from the reform
The pension reform implemented in September relaxed the terms of quarter buybacks for employees but not for civil servants. The government, which will probably use article 49.3 again at the end of the day, intends to repair this oversight via an amendment to the 2024 draft budget for Social Security. We’ll explain how it’s going to happen.
When to prepare for retirement lower your tax level
Put money into a retirement savings plan allows you to reduce the amount of your taxable income. Technically, this is a tax advantage from the State in return for blocking this money until your retirement. So investing in a PER at the end of 2023 reduces your 2023 resources fiscally speaking… and ultimately ensures you reduce your 2024 tax payable on 2023 income. But how do you know how much you are actually saving? Follow the advice of our MoneyVox expert.
Electric car 100 euros per month: it’s coming soon
Announced during the 2022 presidential election, the project to rent an electric vehicle for low-income households for 100 euros per month will finally see the light of day, normally in November. To benefit from this boost from the State, which is counting on 10,20,000 contracts in 2024, you will have to live in low-emission zones (ZFE) such as Paris, Lyon, Marseille, Strasbourg or Rouen and present a annual reference tax income lower than just over 14,000 euros. On the other hand, car insurance will not be included… We tell you about the contours of this device dear Emmanuel Macron.