Your piggy bank is looted far too often, whereas there is no trace of the inner savings fox far and wide. We know only too well. Here's the solution!
Oops, where has all the money gone? Time to give our piggy bank a break and finally start looking for our inner saver. Once you've found him with these tricks, do it again very quickly "Ka-ching!" in your coffers.
1. More account control
A look at the account can cause grumbling – especially if such brief account checks happen far too rarely. A real saver therefore looks more often at the numbers and knows how many dollars are available to him – or not.
2. Clean out subscriptions
Hand on heart: which subscriptions we pay for each month are really important? Do we really need Netflix, Amazon Prime and Disney Plus or do we always only use one streaming service anyway? Do we still take the bus at all or has the annual ticket also been taken care of? And what about this panda sponsorship that we signed on the street because we couldn't say no again?
3. Change energy and mobile network providers
From cell phones to electricity – our monthly bills often make us sweat. But have you ever noticed that if you want to terminate your mobile operator, for example, they suddenly come around the corner with the best offers? You should lure them out of the reserve much more often. Price comparison websites are also great ways to find better deals without digging the entire internet. It's quick and worthwhile.
4. Declare war on debt
One thing must be made clear in advance: there is good debt (for example, loans to build up wealth, for example to buy a property or start a business) and bad debts – and we deny them. Furniture, clothes or television debts have to go as quickly as possible, because they are a burden and you tend to lose track of things.
5. Stop buying emotions
A sparkling pair of new shoes when you feel bad. Hach, frustrated purchases have brought a smile to our faces a few times. And should you do without that now? Doesn't sound like fun! Well, it's not funny either when you check your bank statements after an emotional month. 1-0 for the saver.