Tribune. Entrepreneurial freedom is too often reserved for those who have money when it should be an essential element of an economic democracy to develop. Pooling cash flow between companies would make entrepreneurship accessible to as many people as possible within the framework of a more egalitarian society.
Entrepreneurial freedom has, since the 1980s, a constitutional value, which is confirmed in European law. But a constitutional right must be effective for each and every one of us, otherwise it risks appearing as a privilege.
Starting a business is going to meet a market with a product or a service. This always takes time, without any certainty that the economic balance is at the end of the road. Starting your own business involves, above all, money and when you do not have it or little, sacrifices.
If we have money, we can forget to pay ourselves the first months or invest it in capital in order to be remunerated and even, to pay other people. If you have little money, there will be little other solution than to “tighten your belt” for a few months.
A compulsory plan
The same is true when the company has to purchase components for its own production. Since suppliers are unlikely to issue credit, this requires capital. Regarding the equipment that it will use over many years, it is certainly possible to call on a bank loan but, here again, the bank will require significant capital at start-up, not to mention the fact that the creator will undoubtedly have to bear joint surety for his company.
For the self-employed, this allowance will act as a guarantee of resources. For a company, part or all of the minimum wage will be provided by this allowance, which will reduce the risk of the company and encourage it to hire.
To democratize entrepreneurship, would it not be possible to consider that part of the remuneration of each worker is no longer guaranteed by the company but, in a mutualized manner, by all the companies? Concretely, the company would receive an unconditional monetary allowance per full-time equivalent, allowance which would make it possible to cover part of the self-employed person’s salary or income.
We must therefore design a compulsory scheme in which all companies will participate – like Social Security – in which they will record a percentage of the wealth created which will be immediately redistributed in an equal manner according to the number of full-time equivalents of each. This is what the Partial mutualisation of earned income (MPRA). For the self-employed, this allowance will act as a guarantee of resources. For the employing company, part or all of the minimum wage will be provided by this allowance, which will reduce the risk of the company and encourage it to hire.
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