What else can we afford?
Instructor (39): I spend 50 percent more on heating
06/25/2023, 10:38 am
Energy and food in particular have become significantly more expensive. Inflation averaged 6.9 percent last year. Bei ntv.de betray regularly people from all salary brackets what that means for your everyday life – what they earn, what they spend how much money on and what is left over at the end of the month. Today:
A trainer at an educational institution
Surname: I want to remain anonymous*
Age: 39
Residence: Berlin Lichtenberg
Education: Bachelor of Business Education
Recent Activity: Instructor for economics and personnel planning at an independent educational institution. We prepare young people who need new career prospects for an apprenticeship.
Working hours per week: 37.5 hours
Monthly gross salary: 3615 euros
Holiday and/or Christmas bonus: no extra money
Marital status: single
Household net income per month: 2383.43 euros
Rent per month for a two-room apartment with 54 square meters: 573.48 euros warm
Monthly costs for heating: 135.48 euros for central heating
How much these have increased during the energy crisis: for 46.48 euros
Monthly electricity costs: 54 euros
How much these have increased during the energy crisis: for 9 euros
Additional fixed costs per month:
- Internet incl. landline 25.88 euros
- Cell phone 34.98 euros
- Spotify 9.90 euros
- Broadcasting license fee: 18.36 euros per month
- Ticket for local public transport 49 euros
- Private pension insurance 157.06 euros
- Household contents/liability insurance: pro rata per month 9.88 euros
- Gym 19.90 euros
The bottom line is disposable household income for groceries, hygiene, leisure, clothing, holidays etc.: 1430.99 euros
How much more I spend on groceries today than I did a year ago: about 15 percent. I go shopping every day and spend about 10 euros a day instead of 8.50 euros before, so about 70 euros a week – the supermarket around the corner is also open on Sundays.
What I spend the most money on: Grocery, leisure activities such as cultural and sporting events – I play basketball and like to go to concerts or comedy shows – eating out and ordering food
How much I spend on vacation: About 3000 euros per year, flight prices have increased by around 20 percent.
Where I could save: Eating out, ordering food and grocery shopping. I’m just starting to cook more often instead of going to a restaurant or going to a concert. Because I’m moving soon and I want to go on vacation in November.
The details of these most important incomes and expenses are based on self-disclosures and do not claim to be complete.
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How much is left at the end of the month: about 500 euros
How much of it I save: I save 400 euros on a flexible money account for special expenses such as vacation, the deposit, a new mobile phone and things like that. I leave the remaining 100 euros as a buffer in the checking account.
Wishes to politicians: Stronger support for single people, for example a flat rate household allowance for single people, because living alone is not always a conscious choice, i.e. not a luxury decision. Housing costs can be shared with several people. Housing has become so expensive that many friends and acquaintances are considering subletting rooms.
*The name is known to the editors