Yomoni takes stock of its year 2021 and the performance of its life insurance by risk profile. Between 2020 and 2021, fintech has been able to boost its remuneration, which varies between 1.6% and 22.7% depending on the risk taken by its savers.
Yomoni published this Thursday, February 27 in a press release, its performance for the year 2021 for Yomoni Vie, its life insurance policy under mandate management invested in index funds (ETFs and trackers). The fintech therefore shows positive performances on all its mandates and an increase compared to 2020 for all those who have chosen a share of risk.
For the contract with the least exposure to units of account – 20%, compared to 80% invested in the Suravenir Rendement euro fund (+1.6% in 2021) – the yield reached 3.7% in 2021.
Performances of the year 2021
- P2: 3.7% in 2021 (2.5% per year since 2016)
- P3: 4.9% (3.1% per year over five years)
- P4: 6.5% (3.8% per year over five years)
- P5: 8.2% (4.4% per year over five years)
- P6: 9.8% (5% per year over five years)
- P7: 12.3% (6.1% per year over five years)
- P8: 14.9% (7.2% per year over five years)
- P9: 17.5% (7.8% per year over five years)
- P10: 22.7% (9.5% per year over five years)
In addition, Yomoni was able to sign 18,000 new contracts in 2021 and was able to benefit from net inflows of 302 million euros (including 10% of funds in euros) which enabled it to spend €687million in outstandings. An increase of 115% compared to the year 2020.
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We will always continue to invest and innovate to serve them better, whether by expanding our teams of advisers or by soon launching our mobile application on the 2 Google and Apple stores. Our big mission for 2022 is to make all French investors better aware that a solution outside their traditional bank exists, while traditional players remain out of step with the alignment of interests on fees, explains Sbastien from Ornano, president of Yomoni.
Comparison of life insurance contracts 2022