The posting of the Livret A to Defense companies has been rejected, we know the usury rate for the first quarter of 2024 and MoneyVox details the savings rates for the coming year… Find the 3 money information from this Friday December 29.
French savings will not (for the moment) finance Defense companies
The allocation of booklet A to Defense companies was rejected on Thursday by the Constitutional Council because such a measure has no place in a finance law. Livret A, for me, is social housing, it must remain so, declared the Minister of the Economy Bruno Le Maire. Find out here what motivated the Sages’ decision.
Real estate credit: a rate of usury that continues to climb
The Bank of France confirmed on Thursday that the review of usury rates would take place again every quarter from the start of 2024, after a year in 2023 when these ceiling rates on loans, particularly real estate, were revised every month. And this Friday, the Minister of the Economy and Finance published a notice in the Official Journal on the usury rate on January 1, 2024. So what will be the maximum all-inclusive rate for a loan in the first quarter?
Livret A, PEL, life insurance, PER… What changes for your savings in 2024
Having gone from 4.6% to 6.1% at the start of 2023 then 6% since August, the Popular Savings Account is preparing to close a record 2023 from all points of view. With a ceiling fixed until now at 7,600 euros and raised to 10,000 euros on October 1, the LEP accumulates 11.1 billion euros more this year and does better than the Sustainable and Solidarity Development Booklet (LDDS). Before 2024, MoneyVox takes stock of the changes for your savings. Rate freezes, increases for others… Here’s what awaits you from January 1st.