New Livret A and LEP rates, 10% increase in the price of electricity, payment of the back-to-school allowance… Find out about all the changes for your budget in August.
Livret A and LDDS: the rate maintained at 3%
The rate of remuneration of the Livret A and the Livret de développement durable et solidaire (LDDS) was maintained at 3% until January 2025 by the Minister of the Economy Bruno Le Maire.
A blocking of the rate, for 18 months, which recalls a situation that already occurred at the end of 2017: the government had decided to maintain the rate permanently at 0.75% for 2 years. The higher the rate of return on Livret A, the more expensive the loans, explained Bruno Le Maire in particular to justify this blockage.
Livret, LEP, CEL, LDDS… Official rates as of August 1, 2023
Popular savings account: 6% and a new ceiling
The People’s Savings Account (LEP) is definitely the best secure investment for French people with modest incomes. His rate of pay will be 6% on August 1, against 6.10% so far. Better, its ceiling will pass the fall of 7700euros 10000euros. Bercy has confirmed to MoneyVox the effective date of this measure: October 1.
Electricity: the regulated tariff increases by 10%
After a 15% increase in February, the regulated electricity tariff will again increase by 10% in August. For the consumer, this government decision represents an average of 160 euros more per year after an increase of 240 euros at the start of the year for the 21 million households with a contract at the regulated rate. In total, the hour of the accounts, they will have paid almost 400euros more in 2023 on their electricity bill.
How the 10% increase in TRV will weigh on household bills
| Small consumption (2400 kWh/year) – basic 6 kva package | Apartment all electric (8500 kWh/year) – basic package 9 kva | House all electric (14000 kWh/year) – 9 kva HPHC package | |
|---|---|---|---|
| Annual invoice before the rise | 638 euros | 1931euros | 2966 euros |
| Annual invoice after the rise | 688 euros | 2106 euros | 3244 euros |
| difference | + 50 euros | + 175 euros | 278 euros |
| Variation | 8% | 9% | 9% |
Source: HelloWatt
This announcement is part of the government’s choice to put an end to the tariff shield for electricity in 2025. Mayor last April.
10% increase in the price of electricity: how much will your bill increase?
Taxes 2023: the taxman reimburses you (maybe)
You have not received a transfer titled DGFIP PUBLIC FINANCES July 24? All is not lost if you think you have paid too much tax in 2022. On August 2, the DGFiP will initiate the second wave of refunds of excess income tax. 12 to 13 million taxpayers are affected when 10 million households will have to pay a surplus in the fall. The amount concerned appears on the tax notice distributed in the coming days.
These differences can be explained in particular since the reform of the withholding tax at source by a discrepancy between the monthly withholding, supposed to be as close as possible to your salary or other income from activity, and the tax advantages compensating for your expenses.
Up to 1174 euros lost! These 5 tax credits and reductions that you forget to claim
In addition, property tax notices for the year 2022 will be available on your personal tax space from next August 30 for non-monthly taxpayers.
The end of the automatic receipt
The receipt will no longer be automatic! From August 1st you will have to ask for this piece of paper when making a purchase. This change also concerns credit card tickets or vouchers. The idea is to promote dematerialization via SMS, e-mail or customer area in order to reduce the production of waste since 30 billion slips are printed each year.
Samuel AUFFRAY
After studying political science at Paris 2 and journalism at the CFJ, Samuel Auffray worked for L’Obs in the field of… Read more
MoneyVox / SA / July 2023