The right to retirement acquired in France is not limited by the residence of the beneficiary. Retirees can receive their pension even if they choose to live outside France. This provision is particularly relevant in the current context where more and more seniors are planning to spend their retirement in warmer skies or close to their loved ones living abroad.
Retirement pension abroad: what steps?
To continue to receive their pension, retirees residing abroad must comply with certain administrative formalities. It is essential to notify the pension fund of any change of address. In addition, each year, the retiree must send a certificate of residence, generally provided by the French pension fund and to be completed by a local authority (such as the embassy or town hall).
Retirement abroad: what about taxation?
Taxation related to retirement may vary depending on the country of residence. France has signed bilateral conventions with many countries to avoid double taxation. It therefore remains essential to find out about the existing agreement between France and the country of residence to understand the tax implications and ensure compliance with tax obligations in both countries.
Focus on healthcare and medical coverage
Medical coverage is another legitimate concern for retirees living abroad. While some countries offer integration into their healthcare system, others may require private health insurance. Retirees should therefore inform themselves about the medical coverage options available in their country of residence and plan accordingly.