Tag: Consumer credit
here are the 4 regions where residents are the most in debt
40% of French people have at least one consumer loan currently being repaid. An equipment rate which is much higher in four departments of the metropolitan territory. Here they are.…
The number of consumer loans stagnated in 2023
According to figures updated on Wednesday by the French Association of Financial Companies (ASF), consumer credit stagnated in 2023. The crisis in the personal loan market is barely offset by…
Real estate loan, rates, savings… Behind the scenes of negotiations between banks and customers
At the end of her mandate, Corinne Dromer takes stock of her seven years at the head of the CCSF, where she led the debates between representatives of banks, insurers…
LEP down, electricity up… The 3 money news not to miss on February 1st
A falling LEP rate; a little advice for reacting to the increase in electricity; the cheapest banks to borrow money… Here is a summary of the articles published today on…
here is the bank where personal loans are the cheapest
For the 3rd year in a row, the CheckmonCredit comparator has ranked the most competitive establishments in terms of personal loans. A bank stands out for its moderation, notably thanks…
the financial policeman confirms that there is a problem
An opaque product, sold without advice and often too expensive, which mainly benefits the banks and insurers who distribute it: this was, in essence, the conclusion of our investigation into…
Personal loans in free fall again in the third quarter, according to the ASF
Personal loans fell sharply again in the third quarter, by 25.5% year-on-year, penalized by the reluctance of credit institutions for whom these products are less profitable, the French Association of…
The pitfalls of consumer credit insurance, new poverty threshold… The 3 money news of the day
Consumer credit borrower insurance points the finger, bad news for your electricity bill, poverty threshold… Here are the 3 money news items from Tuesday, November 14. The news: is your…
Exclusions, waiting periods… Is it in your interest to take out insurance for a consumer loan?
When you take out a consumer loan, the lending institution often wants to insure you. However, in certain cases, this loan insurance only covers you very little. 2000 euros to…
how banks put pressure on you to take out borrower insurance
It is optional. However, when you take out a consumer loan, credit institutions strongly encourage you to take out borrower insurance, regardless of the amount borrowed and the repayment period.…
The situation of households is deteriorating, according to credit institutions
The French Association of Financial Companies (ASF), which brings together many credit players, warned again on Monday of the “deterioration of the situation of businesses and households” in its quarterly…