Tag: PEL
Does closing a PEL incur costs? : Current Woman Le MAG
The housing savings plan (PEL) still remains today a preferred savings solution for households wishing to become property owners. This bank savings product allows the granting of advantageous real estate…
Bank book, PEL, term account… Here is how to declare your 2023 interest for taxes
Income from bank accounts and housing savings must be declared at least two places in your income tax return. Depending on your tax situation, a third line must be completed.…
Livret A, life insurance, PEL… What if, you too, a nice surprise of 1,784 euros awaited you on Ciclade?
An old Booklet A opened by your parents and forgotten for years. An abandoned employee savings plan from a previous job. An old account abandoned by your elderly parents. Or…
Life insurance, Livret A, PEL… Surprise, what if a forgotten treasure of 1,784 euros was waiting for you?
An old Booklet A opened by your parents and forgotten for years. An abandoned employee savings plan from a previous job. An old account abandoned by your elderly parents. Or…
Livret A, PEL, current account… Another 620,000 bank accounts forgotten in 2023!
MONEYVOX INFO. Since the launch of the Ciclade forgotten asset recovery platform in 2017, more than 100 million euros have been returned almost every year to individual customers. But the…
PEL, Livret A, life insurance… Which investment allows you to double your savings the fastest?
The Livret A rate will remain blocked at 3% for the whole of 2024. A rate which risks exceeding that of inflation in a few months. One year 3% will…
LEP 5%, Livret A and LDDS 3%, PEL, CEL… All official rates in 2024
It’s now official: the popular savings account will fall from 6% to 5% on February 1, 2024. The rate will certainly fall, but much less than expected. Livret A remains…
Livret A, LEP, PEL, life insurance… How many years do you need to double your savings?
The Livret A rate is blocked at 3% for the entire year 2024. A rate which risks exceeding that of inflation in a few months. One year 3% will be…
Bad news for the real estate loan, open a PEL in 2024… The 3 money news of the day
Bad news for real estate credit, should we open a PEL in 2024 or not?, life insurance rates… The 3 money news for this Monday, January 8. 1 – A…
opening or reopening a home savings plan, is it really worth it?
The rate of the housing savings plan, well known by the acronym PEL, is increasing in 2024. An increase that only concerns new openings! Do you have a real estate…
how the PEL rate became a sensitive matter
Since January 1, 2024, opening a home savings plan guarantees you a remuneration rate of 2.25% for the entire life of your PEL, potentially for 15 years. It was 2%…
LEP, PEL, LDDS, Youth Booklet… What you can no longer do since January 1st with your savings
Opening several LDDS, LEP or PEL was already prohibited. Since January 1, 2024, this is simply no longer possible. The anti-duplication control at opening, previously limited to Livret A, has…